Life

Since life is unpredictable, the ACE Group helps its clients plan for the unexpected through a bounty of personal life insurance products. To help provide funds for dependents in the event an insured dies, ACE offers whole life, endowment and term insurance policies, in addition to a wide variety of riders that attach to these basic policies. These policies can also be leveraged as savings vehicles to provide funds at retirement or help pay for children’s education.

Contact ACE Life
To contact an ACE International Life office, please select one of these countries
 
Canada
Egypt
France
People’s Republic of China
Russia
Taiwan
Thailand
United Arab Emirates
United Kingdom
Vietnam

Product Highlights
Special Features
Target Audiences

Product Highlights
ACE offers a range of products for personal life insurance, including:

• Term
• Whole life and endowment
• Credit life
• Group life/medical

ACE’s term insurance offers policyholders level premiums for a fixed term with a guarantee of payment of the sum insured if the insured dies during the term of the contract.

ACE’s whole life and endowment products offer policyholders level premiums and:

• Payment of the sum insured on death of the insured
• Payment of a cash value if the policy is terminated before maturity
• Periodic cash payments during the term of the contract
• For endowment policies, payment of the sum insured at maturity

In addition, policyholders can select from a broad range of riders that offer protection against a variety of events, including:

• Dread disease — Pays on the first diagnosis of one of 30 critical illnesses, including cancer, heart attack, stroke and organ transplant
• Accidental death or dismemberment — In addition to receiving the sum insured if the insured dies, payments are also made if the insured is dismembered or is hospitalized due to an accident
• Payer benefit — Pays the outstanding premiums should the payer die or become totally and permanently disabled; it is frequently packaged with children education plans so as continue to pay the premiums should a tragedy befall the parent
• Waiver of premium — Waives the premium for the basic policy and riders if the insured becomes disabled

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Special Features

• Variety of life insurance types enable clients to choose policies that best suit their needs
• Wide range of riders strengthen client coverage packages
• Policyholders can select an increasing sum insured to compensate for cost-of-living inflation

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Target Audiences

• Income producing individuals with dependents

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Find an ACE Contact

This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions and may be available only through appropriately licensed brokers. Refer to the Licensing Information document for a chart of the jurisdictions in which each ACE Group subsidiary is licensed.