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Licensing and Regulatory Information:
ACE Group comprises insurance and reinsurance companies that are licensed or otherwise approved to transact insurance and/or reinsurance business in various countries worldwide and in various states of the USA.
Unless indicated on the ACE Group Regulatory Status Chart, non U.S. companies within the ACE Group are not licensed or otherwise authorized to conduct business in the US and do not engage in or transact any business in the U.S. through this website or otherwise. In certain countries, non U.S. buyers and their representatives may be able to transact insurance with non U.S. ACE Group companies through websites that are accessible through this website.
Certain products and services described on this website are not available to all users due to insurance regulatory restrictions. Please consult the ACE Group Regulatory Status Chart to determine which of the ACE Group companies provide products and services that are available to you in your country or state.
From time to time, as the context requires, "ACE" or "ACE Group" may be used to refer to combined financial results or aggregate activities of the members of the ACE Group of Companies. When so used, these references are not intended to infer that ACE Limited, or any other individual member company of the ACE Group conducted specific activities, had a particular licensing status in a jurisdiction or generated specific results.
Intellectual Property Information:
"ACE" and the ACE logo are service marks of the ACE Group. Any product or service described in this site may be the subject of intellectual property rights owned by an ACE Group company. Use of such information by website visitors does not constitute a license by the ACE Group. You may view the website on a single computer solely for internal use and not for republication or further distribution or display. Except as otherwise allowed by 17 U.S.C. §107 (on fair use under the Copyright Act), permitted internal use shall include downloading insubstantial portions of the web site to a storage device under your control for temporary storage for the purpose of incorporating such material into documents produced for internal use and operational work product, if proper attribution of the material is included by you. Permitted internal use shall also include making printouts of portions of the website for your personal or internal business purposes and not for distribution to third parties. You may not remove any copyright or other proprietary notices, sell or otherwise rent the website materials or create any derivative works for any public or commercial purpose or otherwise modify the website. By providing personal information or communicating by email (a "Communication") through our website, you are granting to the ACE Group a royalty free, perpetual, non-exclusive, unrestricted, worldwide license to use, copy, sublicense, adapt, transmit, publicly display any such Communication and to sublicense to third parties the unrestricted right to exercise any of the foregoing rights with respect to the Communication. Such rights also include the right to exploit any proprietary rights in such Communication, including but not limited to rights under copyright, trademark, service mark or patent under any relevant jurisdiction.
Disclaimer of Liability:
ALL INFORMATION IS PROVIDED 'AS IS' WITH NO GUARANTEES OF COMPLETENESS, ACCURACY OR TIMELINESS AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. THE ACE GROUP DOES NOT WARRANT THAT THIS SITE, OR ANY SERVICE THAT MAY BE OBTAINED THROUGH A LINK TO THIS SITE, WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR HARMFUL COMPONENTS. THE ACE GROUP IS NOT RESPONSIBLE FOR AND EXPRESSLY DISCLAIMS ALL LIABILITY FOR DAMAGES OF ANY KIND, WHETHER DIRECT OR INDIRECT, CONSEQUENTIAL, COMPENSATORY, ACTUAL, PUNITIVE, SPECIAL, INCIDENTAL OR EXEMPLARY, ARISING OUT OF USE, REFERENCE TO, OR RELIANCE ON ANY INFORMATION OBTAINED ON OR THROUGH THIS SITE.
This website provides links to websites that may or may not be owned by the ACE Group. The ACE Group has no responsibility once you leave an ACE Group site. You specifically acknowledge and agree that the ACE Group is not liable for the offensive or illegal conduct of any user. You also specifically acknowledge that any Communication transmitted by you to the ACE Group via the Internet may not remain confidential or free from interference by unauthorized third parties during its transmission. If you are dissatisfied with any of the terms and conditions contained herein, your sole and exclusive remedy is to discontinue using this site.
Privacy:
We are committed to protecting your privacy. We use the information sent to us via this website to provide you with information about ACE and to better serve your needs. We may also use it to tell you about new products and services that may be available to you. We do not sell, trade or rent personal information to others.
Safe Harbor Disclosure:
The Private Securities Litigation Reform Act of 1995 provides a "safe harbor" for forward-looking statements. Any written or oral statements made by or on behalf of the Company may include forward-looking statements which reflect the Company's current views with respect to future events and financial performance. These forward-looking statements are subject to certain uncertainties and other factors that could cause actual results to differ materially from such statements. These uncertainties and other factors (which are described in more detail elsewhere in documents filed by the Company with the Securities and Exchange Commission) include, but are not limited to,
- uncertainties relating to government and regulatory policies (such as subjecting the Company to insurance regulation or taxation in additional jurisdictions or amending or revoking any laws, regulations or treaties affecting the Company's current operations),
- the occurrence of catastrophic events with a frequency or severity exceeding the Company's estimates,
- the legal environment,
- the uncertainties of the reserving process,
- loss of the services of any of the Company's executive officers,
- changing rates of inflation and other economic conditions,
- losses due to foreign currency exchange rate fluctuations,
- ability to collect reinsurance recoverables,
- the competitive environment in which the Company operates,
- the impact of mergers and acquisitions,
- the impact of Year 2000 related issues,
- developments in global financial markets which could affect the Company's investment portfolio,
- risks associated with the global financial markets which could affect the Company's investment portfolio, and (xiv) risks associated with the introduction of new products and services. The words "believe", "anticipate", "project", "plan", "expect", "intend", "will likely result" or "will continue" and similar expressions identify forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of their dates. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise.
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